Why Use Our Program?

Many people ask why should I use financing and not renew my mortgage, pay cash, or use my line of credit?

There are many reasons to choose our easy, convenient Home Improvement loan program, but here are some of the points you should focus on:

Cash Customers (true cash)

Keep money and use for investments, opportunities, family situations, and emergencies.

Only put money down for convenient low payment.

More than likely took long time to save it, now it's gone real quick (starting all over)

Can pay off anytime, no penalties.

Only interest charged for as long as open.

No collateral (security)

Line of Credit (LOC)

Keep LOC for investments, opportunities, family situations, and emergencies.

Lines of credit traditionally should not be used for major purchases.

Nearly all LOCs are secured against home.

Usually LOC payments are 3% of balance (customers not prepared for this)

Difference of interest rates is minimal ( 7 – 9.5% on 10k only costs $121/yr)

Renew and Upgrade Mortgage

Customers usually amortize over 25+ years.

Why pay more interest & longer to build equity.

Create more equity in less time (loans 10 – 15yrs).

Don't get caught up with rates!.

Difference of interest rates is minimal ( 7 – 9.5% on 10k only costs $121/yr)

Unsecured funds, not against home.

Use the Home Improvement Loan Program to make your renovations a reality. It's easy, convenient in-store financing that can help you create the home of your dreams.

Please call us or email us for details!

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About Us

Why Use Our Program?

We serve the following areas